Charlie says... "I have one of these, and if I would only ever have one bike it would be one of these. I have toured on it, won a mountainbike race (Yeah I know, I was surprised too). Its been my commuter, road bike, and obviously it makes a great cross bike"
Surly says... "The Cross-Check has been good to us. No secret why. It's because it's been good to you. Why do people like it so much? Well, for starters, it's steel. Steel rides like nothing else (when was the last time you saw a spring made of aluminum?), takes a lot of crap, and doesn't cost an arm and a leg. Then we threw dowwwwwn some good ideas, like semi-horizontal dropouts with a derailleur hanger, our FFF stays so you can run big, fat tires (even with fenders), and our Gnot-Rite rear spacing that takes mountain and road hubs. And, to make assembly as easy as possible, this frame features long-popular measurements for things like the front derailleur clamp and seatpost.
What does all this mean to you? Options, kid, that's what. Get yer freak on. Gears? Great. Single-speed? No sweat. Commuter? Touring bike? Grocery getter? Bring it on. Or build it as a bonafide ’cross bike and race it. It likes it.
Best of all, it’s actually affordable. You’ll need to ask your local shop what they’ll charge you, but suffice to say that it is among the most affordable of well-designed, well-built frames around. Whether it’s the latest addition to your herd or the only bike you own, the Cross-check will amaze you with its comfort, versatility and affordability."
This is just the frame and fork, not complete bike.
More info at... http://surlybikes.com/frames/cross_check_frame/